Last updated: 2026-05-18
MoneyFlowPlan is a free collection of financial calculators built by an independent developer. The goal is simple: help everyday people answer everyday money questions — what would this loan cost me each month? How much could my savings grow? How is inflation eating my purchasing power? — with clean, transparent math, no paywalls, and no sign-ups.
We are not a bank, a financial advisor, a licensed broker, or a registered financial institution. This is an educational site. To keep it free for everyone, we run unobtrusive display ads (see our Data Sources & Referencespage for the full advertising disclosure).
MoneyFlowPlan is operated by Dhanasekar, a software engineer. There is no editorial team, no panel of analysts, and no compliance department behind the site — just one developer who enjoys building useful tools and is responsible for the site’s technical operation and for correcting any errors users report.
Every calculator uses standard, publicly documented financial formulas (amortization, compound interest, present/future value). You can see the formula used on each calculator page and reproduce the result in any spreadsheet. No hidden coefficients, no proprietary “scoring” models.
Default interest rates shown in each country’s calculator are based on publicly available reference data from central bank publications (Federal Reserve, Bank of England, Reserve Bank of Australia, Bank of Canada). These are reference values; real loan/savings products you obtain will differ.
Explanatory articles and guides on this site are drafted with AI assistance and then reviewed for factual accuracy before publishing. We cite the references we used wherever relevant. If you spot an error, please email us and we’ll correct it.
We do not provide personalised financial, tax, or legal advice. Always consult a qualified, licensed professional for decisions that affect your money.
MoneyFlowPlan stays free for everyone thanks to display advertising. We don’t take paid placements from financial product providers and don’t adjust calculator results, rankings, or recommendations based on advertiser relationships. Full advertising disclosure lives on our Data Sources & References page.
For questions, error reports, or correction requests, please use the Contact page. As a solo project, replies may take a few days — we appreciate your patience.
Legal Notice
This document applies to MoneyFlowPlan and is provided for informational purposes only. Content is reviewed periodically and updated to reflect current practices.