SIP Investment Calculator
Project how regular investments grow through the power of compounding.
Results
Projected Value
£718,184.97
Monthly Contribution
£10,000.00
Total Invested
£600,000.00
Total Gains
£118,184.97
Final Value
£718,184.97
Estimates only - not financial advice. Verify with a qualified professional before making decisions.
What you could do instead
Two ways to play this - side by side
+21%better
Flat SIP
Same £10,000.00/mo every month
Step-up SIP
Increase contribution 10% each year
Total invested
£600,000.00
Total invested
£732,612.00
+£132,612.00 contributed
Gains
£118,184.97
Gains
£132,899.93
+£14,714.96 more growth
Final value
£718,184.97
Final value
£865,511.93
+£147,326.96 corpus
End with £147,326.96 more - a 21% larger corpus, for a contribution that grows in line with raises.
Savings Tip
Pay 10% extra each month
Pay just 10% extra (£11,000/mo) and save £708,127 in interest, becoming debt-free 59 months earlier.
* Based on 10% overpayment applied every month until payoff.
How It Calculates
By deploying £10,000.00 monthly into this yield engine for 60 months, you project a terminal wealth of £718,184.97. Your Expert gain (interest) is £118,184.97.
💡Projected Wealth Gain: £118,184.97
Monthly Commitment: £10,000.00
Tips to Save More
- Increasing your contribution by £1,000.00/mo could boost your terminal wealth by £71,818.00.
- The first 24 months of consistent contributions are the most critical for long-term compounding momentum.
Example Scenarios
Pre-calculated scenarios based on current market data.
£5,000 over 3 years
6.9% APRSource: Bank of England · Updated 2026-05-01