SIP Investment Calculator
Project how regular investments grow through the power of compounding.
Results
Projected Value
$836,514.20
Monthly Contribution
$15,000.00
Total Invested
$720,000.00
Total Gains
$116,514.20
Final Value
$836,514.20
Estimates only - not financial advice. Verify with a qualified professional before making decisions.
What you could do instead
Two ways to play this - side by side
+15%better
Flat SIP
Same $15,000.00/mo every month
Step-up SIP
Increase contribution 10% each year
Total invested
$720,000.00
Total invested
$835,380.00
+$115,380.00 contributed
Gains
$116,514.20
Gains
$126,929.69
+$10,415.49 more growth
Final value
$836,514.20
Final value
$962,309.69
+$125,795.49 corpus
End with $125,795.49 more - a 15% larger corpus, for a contribution that grows in line with raises.
Savings Tip
Pay 10% extra each month
Pay just 10% extra ($16,500/mo) and save $821,424 in interest, becoming debt-free 47 months earlier.
* Based on 10% overpayment applied every month until payoff.
How It Calculates
By deploying $15,000.00 monthly into this yield engine for 48 months, you project a terminal wealth of $836,514.20. Your Expert gain (interest) is $116,514.20.
💡Projected Wealth Gain: $116,514.20
Monthly Commitment: $15,000.00
Tips to Save More
- Increasing your contribution by $1,500.00/mo could boost your terminal wealth by $83,651.00.
- The first 24 months of consistent contributions are the most critical for long-term compounding momentum.
Example Scenarios
Pre-calculated scenarios based on current market data.
$10,000 over 2 years
7.5% APRSource: Bank of Canada · Updated 2026-04-01